Yemm Automotive Group Finance Center: Giving Advice to First-Time Car Buyers
Are you from the Elmwood, IL area and need a vehicle, but have no idea how to go about it since this is your first time? Would you like a trusted, reputable dealership to help lead you the automotive purchasing process? Buying a car, truck, SUV, or minivan can be a confusing and daunting process, even for people to have done it multiple times. We understand that a first-time car buyer is probably going to have lots of questions and the finance center at Yemm Automotive Group, located at 2195 N Henderson St in Galesburg, IL, has the patience and compassion to answer all of them and guide you along the way. We want you to have the best chance to be successful in your automobile purchase.
Things to Do Before You Finance
Although financing is extremely important, there are a few things that a first-time buyer should check off before they start the financing discussion. The first things you should do is establish a budget and know what you can spend monthly. Our finance professionals can help you determine that if you are unsure how to do it from your Geneseo, IL home. We also suggest working with our sales team to help determine your vehicle needs and finding out which features you need. Doing this before jumping into financing will help our first-time buyers from the Kewanee, IL area from making mistakes like buying an automobile that doesn't fit their needs or their budget.
First Time Car Buyer FAQ
The team at Yemm Automotive Group in Galesburg understands that buying your first car might be overwhelming, but it doesn't have to be! We're here to answer some of the most common questions you might have.
What is My Budget?
You're the only one who can determine the answer, but there is a lot to consider when buying your first car in Elmwood. You'll need to factor in your down payment, desired monthly payment, potential interest rate, decide on a loan or lease, and your trade-in value, to name a few. Also remember that sales tax will likely be financed into the final price. It's also a good idea to reach out to your insurance agent to determine what your new premiums will be as well.
How Do I Schedule a Test Drive?
That's easy! Give us a call at 309-226-4713 when you find the car you like, and our friendly sales staff will be happy to schedule a test drive. Be sure to take note of the stock number for the car, truck, or SUV you'd like to drive. That's the easiest way to check the availability on the car you're looking at. Then just make the easy drive from Geneseo to see us!
How Do I Determine the Cost of the Car?
Yemm Automotive Group lists all of our prices on our website, taking the guesswork out of pricing. There are other factors that will influence the final price, including trade-in value and sales tax. A sales team member will be happy to walk through the numbers with you so you can get an idea of the final price!
How Do I Qualify for Financing?
When you're ready to buy a new car in Kewanee, you can apply for financing right on our website. It only takes a few moments, and our secure website protects your financial information. A member of our finance team will be in touch in short order with the results of your application. You can then drive over to Yemm Automotive Group with the peace of mind that comes with pre-approval!
You'll find great customer service in the sales, finance and service departments at Yemm Automotive Group. Come see us from Milan, IL, and Canton, IL, when you're ready to buy your next car!
Financing Your First Vehicle Successfully
Before you complete our credit application from the comfort of your Canton, IL home, our finance team recommends that you view your credit report. This will give you an idea of what is currently on the report and allow you to take care of any issues that might negatively impact your chances of getting approved. It will also confirm whether you have credit. You might also want to collect a few current paystubs, a recent utility bill showing your address, your current insurance card and valid ID, as well as some references to assist our finance professionals in supplying any documentation our lenders might request from you. If you are from Milan, IL and discover you have no credit, it might also be worth determining how much money you can put down and securing a possible cosigner.
Reach Out to Us
The finance team at Yemm Automotive Group, in Galesburg, IL, is here to help and answer any questions. Contact a member of our finance staff today and get started on the path to owning your first vehicle!